USAA commercial auto insurance

Business Insurance: Small

Choose a business auto policy from The Hartford and now we'll automatically consist of a package of important functions to supplement standard commercial automobile coverages. A number of those protection enhancements tend to be highlighted below. Ask your broker for total details on our plan.

What We Cover How You Would Benefit
Rent Gap Coverage A great many other insurers charge additional for this valuable defense. But as long as you elect our actual harm choice, The Hartford can pay the outstanding stability of a lease–if your car or truck is totaled in a major accident together with staying rent exceeds the automobile's actual cash price.
Additional Temporary Transportation Expenditure The Hartford's commercial automobile policy includes protection for transportation expenses you must incur in the event your exclusive passenger car is stolen, including the price of leasing a car or using public transportation.
Broadened Coverage for additional Expense If you elect comprehensive protection on your own commercial automobile plan, The Hartford pays any additional expenditures tangled up in returning an insured vehicle that has been stolen and restored.
Bodily Injury and Property Harm Obligation Should your business is held accountable for a person's damage or home harm, The Hartford's plan would protect you against financial reduction.
Glass Repair Unlike other insurers, The Hartford's commercial car policy will waive the deductible when you have damaged cup repaired instead of changed.
Hired Car and Non-Owned Automobile The Hartford covers problems you may be lawfully required to spend as a result of physical damage or residential property damage that develops during use, loading or unloading of hired or non-owned automobiles useful for your online business.
Obligation Coverage for Company Usage Of Your Staff' Automobiles In the event your employees make use of their particular vehicles for organization business, you can easily sleep easier once you understand you've added this recommended defense to your Hartford commercial car policy. Then, in the event the workers were tangled up in a major accident while using their own vehicles for company business, you will be shielded if some one sued you for resulting harm or injury.
Medical Payments for You or Your Passengers If you opt to buy this protection and generally are in an accident or struck by another automobile, The Hartford's commercial car plan will pay health costs obtainable (if you should be perhaps not included in workers' payment) plus people within vehicle.
Physical Damage (Collision) If the Hartford commercial auto policy includes coverage for collisions, you're going to be if your automobile is actually damaged in a major accident involving another automobile or a fixed item, such as for instance a building, telephone pole, or guardrail.
Obligation Coverage for Accidents Concerning Your Company-Owned Vehicles This coverage assists protect you an individual else claims you (or some body operating your covered automobile) are legally responsible for either physical damage or home harm. The Hartford extends your commercial auto liability protection to employees who may be sued by other employees because of an accident.
Physical Damage (Comprehensive) In the event that you elect The Hartford's extensive protection in your commercial automobile plan, it can benefit pay for real injury to your guaranteed autos due to a variety of dangers, including fire, lightning, theft, vandalism, hail and flooding.
Noise Getting and Reproducing Equipment Coverage is roofed for permanently set up electronic equipment designed entirely for reproduction or transmission of sound, visual, or information indicators.
Uninsured/Underinsured Motorist The Hartford's uninsured/underinsured driver protection shields you if you are injured in a major accident brought on by the negligent operation of an uninsured automobile or by a hit-and-run motorist. In addition it shields you if you are injured by anyone who has less responsibility coverage than you.

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