Costco Auto and Home Insurance reviews
I have already been guaranteed with Ameriprise both for car and Residence since 2007. Once I attempted to add a new motorist, they desired to practically double my price (twice the price of another 4 motorists combined). I turned my auto to another plan. Since I have had young ones gonna university, I became sold an endorsement known as "Home Media Package" that will be one more premium for a no deductible plan covering tablets, laptop computers, and cell phones. They assured me personally promises for this plan will have NO influence on my home ins plan.
We later had a fallen iPod 4 years back (300$) and an iPhone harmed by liquid on a watercraft travel (700$). Both times, they repeatedly insisted there would be no negative impact to produce a claim in the house news plan, despite my questioning over and over. I'dn't claim for a tiny item if it was gonna raise my prices. Well do you know what?? They filed a CLUE report (database that insurance firms make use of for claims reporting) stating I'd a house WATER DAMAGE CLAIM, then raised my prices by 40percent. When I made a decision to get other estimates, I was informed having this "home water damage and mold claim" makes me uninsurable/too risky! They also increased the prices for my umbrella plan by 40%.
Now I am screwed until 5 years passes without claims, and will be spending MORE THAN the worthiness of those items every year in increased premiums. They LIED in addition they misrepresented the insurance policy they sold me personally. Customer support numbers is a consistent game of saying someone in a different dept can answer that, and transferring your call around. They're unhelpful and I am really disappointed that I trusted Costco's affiliation using them. Avoid!!! The WA state insurance coverage commissioner said they misrepresented for me what they stated the policy permitted.
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