Compare auto insurance rates by state

Detroit chartThe greatest auto insurance rates in the country belongs to Detroit, based on CarInsurance.com's evaluation of prices for a 2014 Honda Accord with full coverage for 33, 401 ZIP codes.

ZIP codes in Brooklyn and Philadelphia rank 2nd and 3rd, correspondingly, behind Detroit.

The very best 10 priciest places for motor insurance prices tend to be:

1. Detroit, Michigan, in ZIP rule 48227: $5, 109

2. Brooklyn, ny, in ZIP rule 11226: $3, 877

3. Philadelphia, Pennsylvania, in ZIP signal 19132: $2, 760

4. Providence, Rhode Island, in ZIP signal 02903: $2, 749

5. Brand new Orleans, Louisiana, in ZIP rule 70117: $2, 542

6. Los Angeles, California, in ZIP code 90029: $2, 416

7. Woodbridge, Connecticut, in ZIP rule 06525: $2, 291

8. Baltimore, Maryland, in ZIP signal 21216: $2, 256

9. Miami, Florida, in ZIP code 33142: $2, 248

10. Royalton, Kentucky, in ZIP: rule 41464: $2, 104

Car insurance companies assess numerous elements whenever setting rates, along with your area is primary included in this. On the basis of the number and extent of auto insurance statements in the area, insurers assign ZIP codes different risk levels. Insurers look at the regularity of thefts, collisions and vandalism to measure the probability of these types of situations occurring to motorists inside the ZIP rule. This is certainly made use of given that base price from where insurers determine your premium. Other prices factors, particularly your driving record, types of vehicle you drive and your age are after that included in to the calculation. Every auto insurance business makes use of a unique base rate and formula, which is the reason why prices may differ such, and exactly why it is critical to comparison shop.

CarInsurance.com's analysis showed a nationwide average rate of $1, 231, and lots of areas, including Palo Alto, Ca, and Denver, Colorado, mirror that normal.

The very best 10 most inexpensive places for car insurance rates are:

1. Green Springs, Ohio, in ZIP code 44836: $647

2. Arden, North Carolina, in ZIP code 28704: $671

3. Saco, Maine, in ZIP signal 04072: $709

4. Christiansburg, Virginia, in ZIP rule 24073: $751

5. Boise, Idaho, in ZIP rule 83706: $753

6. Lake Havasu City, Arizona, in ZIP code 86403: $769

7. West Lafayette, Indiana, in ZIP code 47907: $770

8. Allouez, Wisconsin, in ZIP rule 54302: $776

9. Concord, New Hampshire, in ZIP signal 03303: $785

10. Normal, Illinois, in ZIP code 61761: $827

Methodology

CarInsurance.com commissioned Quadrant Information providers to perform auto insurance rates for a 2014 Honda Accord for 33, 410 ZIP rules in the us. We calculated rates utilizing six huge carriers (Allstate, Farmers, GEICO, Nationwide, Progressive and State Farm).

Averages are derived from insurance coverage for a single 40-year-old male which commutes 12 miles to the office every day, with plan limitations of 100/300/50 ($100, 000 for damage liability for just one individual, $300, 000 for all accidents and $50, 000 for residential property damage in any sort of accident) and a $500 deductible on collision and comprehensive coverage. This hypothetical driver has actually on a clean record and great credit. The price includes uninsured motorist protection. Typical prices tend to be for comparative purposes. A price is determined by your personal elements and car.


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